Careers

Current Openings

Junior Financial Analyst

 Summary:

Understand and perform all duties required of the Accountant I role. Additionally, perform budgeting, ALM reporting, financial testing, and other financial analysis functions in support of the Chief Financial Officer.

Education and/or Experience:

• Bachelor’s degree in accounting or equivalent preferred but not required.
• Minimum of three years Finance/Accounting experience
• Or equivalent combination of education and experience

Essential Duties and Responsibilities:

• Send/verify incoming and outgoing wires
• Makes accounting entries for and balances daily settlement work from credit union cash accounting.
• Balances and reconciles all general ledger activity at the corporate level and for the Finance Department on daily/weekly/monthly intervals
• Assist in preparation of quarterly call report for NCUA.
• Assist in preparation of the month end reports for Board and Management.
• Performs month end accounting entries.
• Knowledge of GAAP.
• Primary user of ALM software used to track actual vs. budget performance, prepare annual budget, and prepare required reporting for Asset Liability Management. 
• Assists in the development of the corporate Budget.

• Accounts for and monitors all Credit Union investments.
• Prepares detailed budget vs. actual analysis on a monthly basis. Uses to test assumptions and report major variances on a timely basis. Recommend reallocation of budget on high variance items and amend budget reports used on a quarterly basis.
• Prepares profitability analysis, by product and service, on periodic intervals (at least annually).

• Prepares periodic, departmental, cost analysis used by department heads for cost control and the annual budgeting process.

• Duties may vary or be reassigned from time to time by the CFO.

Call Center Representative

Some of the responsibilities for this position are:

• Greet members and guests on the phone in a courteous and professional manner.
• Answers telephone/secure mail inquiries from members regarding loan and deposit services, credit, debit and ATM cards, account information, transfer requests, withdrawals, stop payments, check supplies, or any other member request concerning products and services of the credit union.
• Responds to the members’ inquiries regarding the operation of accounts, access to services, account usage charges, interest rates on savings and loan products, resolving account discrepancies, and assisting members to make the most effective use of services offered by the credit union.

Requirements

• Associates Degree in Business Administration or equivalent preferred but not required
• Two years financial institution experience, preferably in IRA’s, new accounts and loan processing or other call center experience preferred

Real Estate Lending Manager

Summary:

Responsible for the prudent management of the Gain Federal Credit Union real estate loan pipeline, originations, underwriting, sales, contract processing and member relations. Continuously evaluating and responding to changes in regulatory, market and competitive economic conditions. Plans, organizes, and directs daily activities and workflow, e.g., business development, appraisal, organization, closing, post-closing, loan pricing within established company guidelines and secondary market activities. Within granted authority, and in accordance with sound underwriting practices as set out in the companies standard operating policies and procedures, and FNMA and FHLMC procedures, examines, evaluates, and authorizes approval within prescribed limits of borrower’s applications for credit secured by real property. Responsible for organizing, planning, regulatory compliance, and managing staff and projects. Trains and motivates staff to meet or exceed the company goals.

Education and/or Experience:

• Associate degree or equivalent from two-year College or technical school preferred but not required.
• Five years related experience or training in real estate lending,
  or equivalent combination of education and experience with a minimum of three years real estate department managerial experience
• Must successfully pass the Mortgage Loan Originator (MLO) Licensing and Registration background check with the Nationwide Mortgage Licensing System & Registration (NMLS) or, currently be licensed or registered with an active NMLS Identifier and MLO Number.

Some of the Essential Duties and Responsibilities:

• Manages and directs the Gain Federal Credit Union real estate department and associated personnel.
• Responsible for Business Development activities including visiting local Real Estate Brokers and Sales Agents, Chamber meetings, Board of Realtor meetings, home buying/selling seminars, and any other activities that may enhance the level of business to the company.
• Coordinates and monitors all staffing and workload to provide optimal service in the most cost-efficient manner.
• Counsels’ members and other personnel regarding mortgages, including cash flow and products available to meet members’ needs.
• Analyzes applicant financial status, credit, and property evaluation to determine feasibility of granting loan and submits loan to the secondary market for purchase as required.
• Coach and train Real Estate Loan Processors and Underwriters to analyze potential lending opportunities involved in each lending situation to further assist the borrower as well as increase the company’s business.
• Ensure all Real Estate loans are properly documented, approved and funded in accordance with company and investor (e.g. FNMA and FHLMC) policies and procedures.
• Monitors and provides loan service by accepting and acting on loan applications from members. Maintain loan documents in compliance with policy and federal and state regulation.
• Maintain Loan Procedures Manuals, including updates and revisions.
• Oversee interest adjustments and underwriting and closing loans.
• Solve mortgage concerns regarding amortization, surveys, titles, etc. by working with vendors, attorneys, members and staff.
• Make recommendations for real estate lending procedural changes.
• Performs such other duties and functions as might be required for the efficient and effective operation of the department, or as might be assigned from time to time by management.

Our Hiring Process:

• If you are interested in applying for any of the opportunities posted, send your cover letter & resume via:
  • Email - HR@GainFCU.com
  • Mail - GFCU Attn: Human Resources, 1800 W. Magnolia Blvd., Burbank CA 91506
• If your experience matches the requirements of the position, we may contact you for an initial conversation and /or interview.
• If selected for an in-person meeting, you will be asked to complete our employment application and possibly, job-appropriate testing at our corporate office in Burbank.
• If selected for the position, you must complete a thorough pre-employment background check.
  • NMLS Verification for all Mortgage/Consumer Loan Originators
• If selected for the position, an offer of employment will be extended contingent upon successful completion of a background check.

PLEASE NOTE: Due to the high volume of applications we receive on a daily basis, we are unable to provide individual status updates by phone or email.

Nothing in our job advertisements restricts the right of Gain Federal Credit Union to assign or reassign duties and responsibilities to our positions at any time.

Gain Federal Credit Union is an Equal Opportunity Employer. 

Gain Federal Credit Union is an equal opportunity employer that does not discriminate in employment opportunities or practices on the basis of race, religion, color, sex, sexual orientation, gender identity, national origin, protected veteran or disability status, or any other status protected by law.

GFCU complies with the City of Los Angeles's "Ban-the-Box" ordinance (aka The Fair Chance Initiative for Hiring).