Getting a loan to purchase or refinance a home is easy and convenient with our one-stop online mortgage service.
We took the complicated process of applying for a home loan and created a simple and secure online application system. The process takes about 20 minutes to complete and once you submit your completed application,
And best of all, there is NO COST TO APPLY!
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Adjustable Rate Mortgages (also known as ARMs) are popular because they can lead to lower rates and lower monthly payments. And though rates can change, there are limits on how much and how often, which gives you the flexibilty you need to get into your new home.
Compare rates at GainFCU.com/Rates and decide which is right for you!
Questions? Connect with our Home Loan concierge at (818) 846-1710, visit a branch, or apply using our Online Mortgage Center.
Still exploring the ins and outs of home buying? Our mortgage center is packed with useful tools to guide you along the way of your home buying journey. It's the place to check out the latest rates, peruse a helpful host of FAQs, connect to a Loan Advisor, or dive into our suite of calculators to plan your home buying budget. And when you're ready to apply, it can take care of that too!
We offer a number of ways to pay your mortgage:
You choose the method you prefer!
At Gain, we are always focused on ways to assist you in your home buying process.
We have partnered with Home Benefits Plus, a no-cost program that is provided to help you save time, receive thousands of dollars in cash rebates, and you will have professional assistance to help you buy or sell a home––all at no charge to you!
Whether you are buying your first home, refinancing your current home, or are looking for that perfect vacation home, speak to our mortgage professionals who are here to help. Give us a call at (818) 524-1680.
|Loan Type||Rate As Low As||APR As Low As1||Points||Monthly Payment Per $1000 Borrowed||Alert Me|
|30-Year Fixed - Conforming||5.875%||5.959%||0.000%||$5.92||Receive a notification when this rate changes|
|30-Year Fixed - High Balance||6.625%||6.694%||0.000%||$6.40||Receive a notification when this rate changes|
|20-Year Fixed - Conforming||5.750%||5.861%||0.000%||$7.02||Receive a notification when this rate changes|
|15-Year Fixed - Conforming||5.375%||5.508%||0.000%||$8.10||Receive a notification when this rate changes|
|5/5 ARM - Conforming2||6.250%||6.436%||1.000%||$6.16||Receive a notification when this rate changes|
|5/5 ARM - High Balance2||6.500%||6.665%||1.000%||$6.32||Receive a notification when this rate changes|
|5/6 ARM - Conforming2||6.500%||6.593%||0.000%||$6.32||Receive a notification when this rate changes|
|Loan rates are based on term and applicant credit history. All loans are subject to credit approval, Loan-To-Value (LTV) requirements, and all other Gain Federal Credit Union policies and procedures. Rates are subject to change without prior notice. Loans are available in Arizona, California, Colorado, Idaho, Nevada, Oregon, Utah, and Washington. No prepayment penalty.|