Finance your new or used vehicle with us and you'll get affordable rates, flexible terms, and fast, friendly service. And no matter what you drive - car, truck, van, or SUV we've got financing to fit your budget.
Keep track of your vehicle right from your phone. Set speed alerts, create boundaries or work with police to track your vehicle in the event it is stolen. Purchase one for each of your vehicles; whether it's your daily commuter, your treasured classic car or your motorhome sitting in storage. You don't need to have a loan with us to purchase the iLocate system. It’s only $599 and includes installation and 3 years air time.
Call us at (818) 846-1710 to learn more about iLocate and how it can help you.
Find and track your vehicle from anywhere at any time.
Stolen Vehicle Recovery
Works with local Police to quickly locate and recover your vehicle
Create boundaries that will alert you when your vehicle enters or exits an area
Know when your battery is low and set mileage alerts to keep track of your vehicle maintenance
Receive notifications when your vehicle exceeds a set speed
Fail safe backup
Continues to work even if power is cut and will alert you if the gps device is ever disconnected
How much is Bad credit costing you?
Do you have bad credit or no credit? A JumpStart Auto Loan from Gain could be the answer! If you are paying too much for your auto loan now, it’s time to give Gain a look, because we know how to help you save money.
It doesn’t matter if you need to refinance a high interest rate loan, are a first-time buyer, or need a new commuter car, we’re committed to getting you the best rates possible. Dealerships may offer attractive financing, but lower credit scores lead to higher interest rates, and that means higher payments.
Our program was developed to empower the credit-challenged with the opportunity to save money on their auto loans. That's why for every 12 consecutive JumpStart Auto Loan payments made on time, the interest rate will drop by 1% automatically.
If you currently have an interest rate higher than 11.5%, please give Gain the opportunity to beat the rate. It’s simple to apply, and you can do it right here on GainFCU.com.
If you have questions or want more information, give us a call at at (818) 846-1710.
Here are the full details:
• Loans start with a competitive interest rate.
• That rate will drop by 1% every time 12 consecutive payments are made (Monthly payment will not change).
• Skip-a-Payments are excluded from the program.
• If a payment is late by more than 7 days, this will restart the payment count.
• The maximum number of rate reductions is five (5) depending on the term of the loan granted and payment history.
• No Vehicle over 7 model years
• MAX LTV of 110%
• Motorcycles are excluded
• Minimum monthly payment allowed is $100
APR as low as
APR as low as
|60 months||10.25%||10.25%||Receive a notification when this rate changes|
|72 months||10.50%||10.50%||Receive a notification when this rate changes|
|Representative Example: A $25,000 loan financed at 10.25% APR1 for 60 months would result in 60 payments of $534.46. Loan rates are based on term and applicant credit history. All loans are subject to credit approval and are subject to Gain Federal Credit Union policies and procedures. Rates are subject to change without prior notice. Rates advertised are best available for Jump Start program, vehicles seven years old and newer and with less than 100,000 miles. No prepayment penalty. "As low as" rates listed are our best fixed rates on approved credit. Actual interest rate offered may be higher depending upon applicant's credit rating and other underwriting factors. In some instances, we may require borrowers to purchase Guaranteed Asset Protection on new and used auto loans.|
We offer two services which can help ease the burden of unexpected expenses.
Guaranteed Asset Protection (GAP) helps cover the difference between your primary insurer's settlement and the balance of your vehicle loan.
(Approximate cost $569. See Credit Union for details.)
As your car ages and racks up the miles, it could also rack up some big repair bills. Mechanical Repair Coverage (MRC) pays for covered mechanical repairs. It also protects you from the potential cost and inconvenience of covered breakdowns.
Whether you're taking out a loan to make home improvements or buy a vehicle, it can be a financial gamble because things happen. You're betting you can pay back your loan and you won't lose your job (to no fault of your own), or become disabled (due to injury or illness), or pass away, leaving your family responsible for your loan balance. You don't want delinquent payments and defaulted loans to cause you to lose your assets, negatively impact your credit rating, or cause financial distress for your family.
Protection that matters.
If a protected life event happens to you, Debt Protection will cancel or reduce repayment of your loan debt-helping to lessen your worries about paying loans during a time when your income may be reduced or lost and paying other bills becomes challenging. Protected events include:
Help play it safe.
Debt Protection* is a voluntary loan-payment protection product that helps ease the financial burden of delinquency, default, or foreclosure if a protected life event happens to you. And, simple eligibility requirements ease the enrollment process.
For more information call us at (818) 846-1710.
*Debt Protection is a product offered by Gain Federal Credit Union. Enrollment in this debt protection product is voluntary and not required to obtain a loan. Please contact a loan officer for additional information on benefit maximums, eligibility, limitations, and a copy of your contract.