Personal Loans

Fixed Rate

Our fixed-rate Personal Loan is a quick way to get a lump sum of cash for debt consolidation, your next vacation or covering unexpected bills.

  • Amounts up to $25,000
  • Online Banking access for payments and account information
  • Automatic payment options

Line of Credit

With no initial advance required, a Personal Line of Credit makes sense for Overdraft Protection on your checking account, or just in case you need a little extra cash for that overdue vacation. You'll benefit from our low fixed rates, and convenient access to your money.

  • Credit line up to $25,000
  • Online Banking access 
  • No cash advance fees
  • No balance transfer fees
  • Automatic payment option

Personal Loan Rate

APR* as low as


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Line of Credit Rate

APR* as low as


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*APR = Annual Percentage Rate. Click for complete details.

Protect your loan. Help preserve your standard of living.

Whether you're taking out a loan to make home improvements or buy a vehicle, it can be a financial gamble because things happen. You're betting you can pay back your loan and you won't lose your job (to no fault of your own), or become disabled (due to injury or illness), or pass away, leaving your family responsible for your loan balance. You don't want delinquent payments and defaulted loans to cause you to lose your assets, negatively impact your credit rating, or cause financial distress for your family.

Protection that matters.

If a protected life event happens to you, Debt Protection will cancel or reduce repayment of your loan debt-helping to lessen your worries about paying loans during a time when your income may be reduced or lost and paying other bills becomes challenging. Protected events include:

  • Loss of life, including those caused by acts of war
  • Disability, including those caused by acts of war
  • Involuntary unemployment

Help play it safe.

Debt Protection* is a voluntary loan-payment protection product that helps ease the financial burden of delinquency, default, or foreclosure if a protected life event happens to you. And, simple eligibility requirements ease the enrollment process.

For more information call us at (818) 846-1710.

*Debt Protection is a product offered by Gain Federal Credit Union. Enrollment in this debt protection product is voluntary and not required to obtain a loan. Please contact a loan officer for additional information on benefit maximums, eligibility, limitations, and a copy of your contract.